One of the greatest decisions in life is the decision to marry your better half. This decision has to be taken after so much thought because your future life depends largely on the decision you make at that time. Once the decision is taken, it is necessary for you to buy an engagement ring and propose to her. At this point, money can prove to be a big challenge before you. Your dream engagement ring may be much costly than the budget you have. In this case, it is necessary for you to save money to buy the desired engagement ring.
Here are some tips, which can help you in saving money for buying the engagement ring.
Keep it a Secret
When you plan and start saving money for the purchase of the engagement ring, be careful to keep it a secret from your fiancée-to-be. This will be more important if you are planning for a special proposal. You should be able to do the savings without letting her know that you are saving money for such a cause. This means that there should not be any noticeable change in your habits, which gives her a hint. Stop using more money for purchases. However, when you are with her, be normal and use money wisely. Do not make her feel that you care more about your money than her.
Add More to the Budget
Once you feel that you have saved enough money to buy the ideal ring for her, do not stop there. Continue to save a little more money beyond your budget. This will be useful to you later when you make the actual purchase. You may use the extra amount for engraving something memorable on the ring. You may also spend that amount on some accent stones. If this money is not used, you can use it later for some other cause as well.
Save Little by Little
If you try to save a large amount at a time, it may not work out because you will have to meet several needs and pay the bills using the amount. Therefore, it will be in your best interest to save little by little every week and month. When you get your paycheck, keep a little portion away. Also, reduce the money you spend every week. This way you can have a big amount by the end of some weeks or months.
Keep in mind never to give up your goal. The saving you make is for your lifetime. Your partner is going to treasure the engagement ring for a lifetime. Hence, take it seriously and be ready to do your best in saving enough for the dream ring.